True story I just refinanced a home for a great client that needed a trusted advisor, not a sub prime shark. He had a low FICO at 595 and a horrible mortgage history; almost had the bank foreclose twice in a single year. Needless to say his credit profile was not the prettiest; lots of lates, a few collections and a lien.
He came to me after speaking to two other lenders; each wanted a pound of flesh to give my client the cash he needed. The problem was he wanted to improve his rate not suffer at the hand of sharks.
I reviewed his scenario carefully and had his new loan approved and underwritten within twenty-four hours from the time I took his application. We locked our extremely competitive rate in at 6.375% on a 30yr fixed mortgage with cash out, stated. The other guys rates were well into the sevens and they had lots of fees on top. We also knocked origination costs down by 60%.
We basically took a sub prime deal and locked in “A” paper rates. My client couldn’t believe how different his scenario was with me from the other guys.
One deal doesn’t make my month and I don’t need your deal to survive. I’m happy to give all of my clients the great service and prices they expect as hard working home owners or future owners. I’m here as your trusted advisor, a name and face you can trust in the mortgage industry to get a fair deal and sleep well every time we conduct business together. And oh by the way… I’m never too busy for any of your fantastic referrals. That’s how I work 100% by referral only.
Always remember if you ever find yourself doubting your credit profile or you’ve just had a bad year. Give me call and save on your next refinance or purchase. There’s always a way to get you the great rate you deserve.
Make it a great day!
Kenneth Knapp
Visit us at: http://www.homeloancoaches.com
Signature Capital - Corona
949-294-0403 cell
951-520-0058 ext. 225 direct
951-520-9725 FAX
***LOANS NATIONWIDE - ALL 50 STATES!!!***
Oh, By the way, if you know someone who would appreciate my services, please call me with their name and number and I will be happy to help them.