TEXAS is HOT!!!!!

Everyone,

We are producing daily Texas Hot Sheets for investors (first time or mature property investors) who would like to acquire pre-foreclosure homes at extremely competitive prices across the country.

Our number one goal is to locate investment property for our clients that offer 10% or more equity when purchased. A basic scenario looks like this:

$90,000 purchase price or less (some properties as low as $60,000 in great cities)
$$,500 to 9,000 down payment
Unit Rent = $1,000 per month
Property appraises for $100,000 at time of sale.

Many of our properties are cash flow positive from day one with a modest down payment of 5% to 10% dependant upon credit worthiness.

If you would like to see our hot sheet listings daily please visit: www.homeloancoaches.com and click on the TEXAS HOT SHEET link for our daily .pdf (Acrobat Reader is needed to view this file) report.

Call me with questions anytime 949-294-0403. First time investors welcome. We offer turnkey property investment opportunities, rental contracts or tenants, property management, financing, and local expert know how and efficiency across the country.

Happy investing!

Best Regards,

Kenneth Knapp
www.homeloancoaches.com
949-294-0403 direct

Direct Email Solutions - Helpful Knowledge for Every Netizen

This weeks post comes from a good friend of mine. Boris Bugarski, CEO mUrgent Corp. Boris is recognized in direct email marketing as an expert. He has spent over a decade online building internet centric businesses and mastering internet enabled technology. I’m sharing a recent article he wrote for the International Franchise Association monthly magazine. I thought everyone I know should be aware of the important role direct email marketing service providers play in any online business (or offline businesses using online marketing solutions in their marketing mix). I was a founding user of mUrgent direct email marketing technology and have always loved the ease of use I’ve found in their system. I hope you find this article helpful and informational. Happy mailing.

20 Questions For Evaluating An E-mail Service Provider
By Boris Bugarski
April 24, 2006


With e-mail marketing heating up in 2006 as one of the strongest returns on marketing investment, many concept owners are looking at service providers to leverage the expertise and provide compliance for federal laws. When searching for the right e-mail service provider it is best to ask the right questions.

Consider using these 20 questions to help clarify which ESP best suits the marketing efforts of your business.

1. What type of services do you offer?
This question should uncover whether the company is spread too thin for marketing dollars across a fast array of services or has a direct focus on a specific industry, which in turn means expertise that your members can trust.

2. Do you offer bounce handling and opt-out management? Do you prepare bounce and opt-out reporting for reverse database cleansing?
A “bounce” is caused from an e-mail that is sent to a recipient and rejected since it is no longer in use by anyone (hard bounce); it had an illegal character ($,%,^; hard bounce); or the mailbox was full (soft bounce).

The server the e-mail resides on rejects it for these reasons and sends it back to the e-mail server that sent the e-mail. Handling these bouncers should result in cleaning them out of the database and reporting to the “client” a list of the bounces so that they may clean their database as well (reverse cleaning). If they are not cleaned, it will result in poor open rates and campaign performance.

An opt-out report should be sent to notify any company of their current opt-in and opt-out subscribers. Knowing the number of opt-out subscribers is important to address issues, to name a few:
If an increase in opt-outs occurs it can be due to:
• Content or offers that are not relevant,
• Content that was not asked for,
• Too many e-mails being sent to the recipients to often,
• Incorrect opt-in procedures–non-CAN SPAM compliance.

3. Do you have an Internet Service Provider Relations person?
ISP relations are important for an ESP because of the possible blocking of e-mails that an ISP does due to “recipient complaints. It is important that someone constantly monitor which ISPs are blocking e-mails so that contact can be made to explain why the e-mails are being sent and to establish a connection without being blocked.

4. Are you white listed with major ISPs?
With strong ISP relationships, an ESP may be put on a white list with a particular ISP. When you are considered a spammer, you are put on a “black list” or blocked from sending e-mail into a particular ISP. When you are “white-listed” that ISP trusts the ESP and places them on a list as a legitimate sender, thereby allowing all e-mail from the ESP to be sent through their network.

5. Do you belong to the Bonded Sender or Habeas e-mail accreditation services?
Bonded Sender and Habeas are legitimate e-mail marketing accreditation services that organizations, including ESPs, can be certified under. For instance, Bonded Sender identifies legitimate e-mail traffic for the benefit of e-mail senders and receivers.

Originators of legitimate e-mail post a financial bond to guarantee the integrity of their e-mail campaign. ISPs and corporations use the Bonded Sender Program to identify bonded e-mail and ensure it is delivered to the recipient’s inbox.

6. What is your primary target industry?
This question should address whether they focus on a particular industry and whether additional expertise can be gained by your customers.

7. Are you focused on a particular segment of the
industry?
Small business versus enterprise? This is to verify that a particular ESP has interest in serving a broader audience or just a specific larger or smaller group.

8. Do your services differ for small vs. enterprise
businesses?
An ESP should offer services that are similar for small and enterprise businesses. What failed in the customer relationship management industry is that the larger CRM programs were stripped of features to make them affordable to small businesses–the result was unhappy customers who wanted those features. It is important that all services offered by an ESP can be delivered to small, mid and enterprise members at an affordable price so that it levels the “playing field” for all members who want e-mail marketing services, rather than price discriminating.

9. How do you perform implementation for your
customers?
Implementation is everything when it comes to strategy and tactics for an effective e-mail marketing (and all marketing) plan. Try to uncover if the ESP has the effective and efficient tools to conduct a strong implementation schedule for small to enterprise businesses. It is the key ingredient for short and long term success, and has been a big topic among companies that are not seeing results with some providers.

10. Do you offer HTML validation and spam filter
checking?
From Yahoo! Mail and GMail to Outlook 2003 and Eudora, people have been using different programs for viewing and checking e-mail. To create a standard for how an e-mail will look in each “view panel” the Worldwide Web Consortium (WW3) has come up with a set of accepted HTML standards that most programs use to view the HTML. Compliance with the accepted standards of the consortium is important when designing an e-mail campaign so that it “looks” and “acts” the same in each browser and view panel. Validating the HTML code according to the standards, and checking them against spam filters is important for, not only deliverability and consistency, but for total effectiveness and maximized click through rate potential.

11. Do you offer black list monitoring, feedback loop
set-up, abuse board monitoring, ISP relations and mediation, and support for coming authentication standards?
Black list monitoring is much the same as ISP relations, however, the monitoring is done based on black lists that ISPs look to. Black lists, such as RBL lists, are popular resources for ISPs. When people complain about SPAM they actually send the e-mails to Black list providers. These providers check the e-mail and, if complaints are high about a particular sender, they place them on a list that ISPs frequently check with their e-mail servers. When an ESP sends an e-mail to a recipient, the chances of the ISP clearing it with a black list are high before letting it continue to the recipient. If the sender is on the black list, the e-mail will be rejected or “tagged” as SPAM, and the ESP or network it came from will be recorded. Therefore, it is necessary to constantly monitor and contact the Black list, abuse boards and other feedback loops setup for catching spammers. By being compliant with the CAN SPAM authentication standards, the chance of landing on a black list is narrow; however, from time to time it can happen.

12. Do you publish your SPF records?
The Sender Policy Framework (SPF) was developed by Microsoft and pushed by major ISPs and e-mail networks. Basically, it is a small identifier in the back code of every e-mail sent by a sender telling a network that they are who they say they are. An SPF record essentially is an identification tag. Spammers are notorious for not publishing one because they are usually not who they say they are. Moreover, ESPs who publish their SPF records have higher deliverability rates than those that do not.

13. How does your network handle redundancy?
Because data is stored on a server, be sure that the ESP has certain practices to back up the data in case of an outage or accident. As well, be sure the ESP has standards in place to have their network running in any emergency or power outage, or in the case of their “data lines” failing due to their data service provider.

14. Who owns the data?
Be sure that the data is not used, rented or sold to third parties and is kept private for your members only.

15. What type of promotions materials do you include
with your pricing?
It is important that an ESP understand the marketing aspects of the program. ESPs tend to be technical and not having a marketing assistant is detrimental to the success of your marketing efforts. In addition, knowing how to promote an e-mail marketing club to your customers is vital to successful implementation and list growth.

16. Do you offer data entry services?
Too often data entry is not included or is too expensive for the small business to leverage e-mail marketing for success. Having an ESP that includes data entry affordably for small to enterprise business is important.

17. What do you see is the most important issue in
starting an e-mail marketing service for “my type of business”?
These marketing questions will uncover whether the ESP has marketing staff on board to assist the client in a successful ROI with the program. Ask additional marketing questions to gauge the marketing savvy of an ESP. For small- business owners, talking to a technical person can be overwhelming.

18. Do you offer online tools for your customers to see
progress and reporting?
It is important to know that additional tools are available for the “client” to know where their marketing dollars are at any time.

19. Do you offer packages or is every service custom or built-to-suit?
To further see if the ESP is capable of delivering unique services that fit both small and enterprise needs, this question will uncover if there are smaller “starter kits” available for both small and enterprise companies to test the service. In addition, some smaller companies do not require custom services because of the cost. This question will uncover a suitable pricing plan that may suit your specific needs. Again, if everything is custom, then it can become more expensive.

20. Define your CAN SPAM compliance and procedures of opt-in/opt-out?
It is important to know whether they are meeting the CAN SPAM Act specifications and provide the most effective use of opt-in and opt-out tools for guests. Redundancy in opt-in and opt-out procedures is also a great service to have for an ESP. That is, having multiple ways to opt-in and opt-out–more confidence for the guest in knowing it’s legitimate versus questionable.

Choosing an ESP can be difficult if you don’t know the jargon and beginning your search without a proper plan of attack could be counterproductive. Leverage these 20 questions to get a better understanding of what your choices are and what benefits the potential ESP has to offer. By going through and grasping these 20 important questions you will gain the information for finding the best ESP to fit your needs and reap the rewards of successful e-mail marketing.

Boris Bugarski is CEO and president of mUrgent Corporation.

Best Regards,

Kenenth Knapp
www.homeloancoaches.com
949-294-0403 direct

Survival of the Richest or The Most Rational...?

Wednesday, April 19, 2006
Survival of the Richest - http://www.technologyreview.com/BizTech/wtr_16714,295,p2.html

Why are some people better adapted for making money in the financial markets? Sloan School's Andrew W. Lo explains.

By Michael Fitzgerald

Financial markets are suppose to pool the knowledge of market participants to come to the most efficient decision about matters like what a stock is worth. They're suppose to be rational -- driven by the numbers and facts. But, in fact, financial markets are better understood as biological systems, argues Andrew W. Lo, professor at MIT's Sloan School of Management and director of the MIT Laboratory for Financial Engineering.

Lo, also a partner in the AlphaSimplex hedge fund, combines mathematics, neurology, and psychology to study how markets work. One of his research projects actually involves putting traders in an magnetic resonance imaging (MRI) machine and measuring their brain activity. Once a disciple of the Efficient Markets Hypothesis -- the premise that markets operate rationally and efficiently -- Lo wants to replace the model with the biologically driven Adaptive Markets Hypothesis.

Technology Review: When did you decide that biology might help you to understand how markets behave?

Andrew W. Lo: I've always been interested in biology, and evolution is one of most important topics in modern science and society. So little by little I tried to think about how it is that evolution affects economic interactions. I remember about ten years ago, where at the end of the year I felt so frustrated that [the Efficient Market Hypothesis] didn't make sense to me. And then the year after, when I started really taking more seriously the notion of evolution and its impact on financial markets, it somehow all fell into place. It's such a simple idea: namely, that financial market participants adapt to changing market conditions. That seemed to explain pretty much everything. In the last five or six years I've used this paradigm to explain one anomaly after another. And at this point I really feel like there isn't a single anomaly that financial market participants have documented that I cannot explain with this framework.

TR: Can you give us an example of evolution working in financial markets?

AL: An example of behavioral bias is what psychologists like to call "loss aversion." When you're faced with losses you become much more risk-seeking; and when you're faced with large gains, you become much more conservative, much more risk-averse. And that, people have documented, is generally not conducive to building wealth. It's rational to cut your losses and ride your gains. Instead, in practice what people do when they're losing is to double their bets in the hopes of getting back to even -- traders call it doubling down. And when you're making money you cash out right away and preserve your gains. That is irrational behavior in financial markets.

I've derived a simple mathematical model to show that loss aversion is really the outcome of a survival instinct. This notion of loss aversion, being more aggressive when you're losing and more conservative when you're winning, is a very, very smart thing to do when you're being hunted on the plains of the African savannah. However, it's not a smart thing to do when you're on the floor of the New York Stock Exchange.

TR: And what you've found is that people can evolve past that instinct?

AL: It's really survival of the richest. The traders that are successful are the ones that survive and make money. The ones that engage in the kind of loss aversion most of us are subject to end up losing their money and they leave the [trading] population.

TR: You've studied actual traders from a couple of perspectives. [Lo has published papers on the psychophysiology of traders, measuring skin conductance, heart rates, and the like, and correlating these measurements to market activity.] Where does the functional magnetic resonance imaging (FMRI) come in to play?

AL: We have a conjecture that there are certain components of the brain that are responsible for trading, and we want to see whether or not we're right.

TR: You literally have people hooked up to an MRI during their trading day?

AL: The test subject is a day trader. He lies in the MRI machine and can see the screen of a laptop computer using a mirror in the MRI machine. His hands are free to use a mouse and he simply pulls up his trading software and we have a mouse that's made of all plastic components -- it costs $5,000 -- and he uses it to monitor the markets while we're imaging him, and makes trades.

TR: What do you gain from knowing what parts of the brain are used in trading?

AL: We know that emotional responses -- things like sweaty palms and increased heart rate -- correlate with fluctuations in the market. MRI provides us with a more refined understanding of how financial decisions get made. Is there specific circuitry in the brain that's designed for financial decision-making versus a combination of existing components that are used for other kinds of decision-making that happen to get borrowed for financial decision-making? From very preliminary evidence, it looks like the answer is that there isn't a financial market decision-making center in the brain.

This is important because I think it supports and confirms the Adaptive Markets Hypothesis. It says that humans are not ideally suited for economic decisions. The same faculties or heuristics (DEFINITION: Of or constituting an educational method in which learning takes place through discoveries that result from investigations made by the student.) for deciding whether or not to cross a busy street are used to decide whether to buy Microsoft or sell General Electric. Those heuristics will fail because they are not optimized for a financial context -- they are optimized for the physical world. So one needs to be a little more cautious about making [financial] decisions using those kinds of heuristics.

TR: What else are you working on now?

AL: I'm also looking at hedge funds, as a kind of laboratory for studying the impact of the evolution of the markets. Hedge funds are the Galapagos Islands of financial markets: the barriers to entry are low, the rewards are very high, and therefore the competition is fierce and species are coming and going all the time.

TR: What kinds of things nag at you about your hypothesis?

AL: The open questions are what are the dynamics that drive evolution? There's always this tension between environmental conditions and the genetic predisposition of the population. I don't have a clear understanding of the notion of genes. I haven't worked out the dynamics of the generational transfer of genetic material in a corporate and financial context.

Kenneth's wrap up:

So when engaged in significant financial matters do not rely on your human nature and standard method of deduction. Rely instead on the fact that, "financial market participants adapt to changing market conditions" and behavioral bias also called "loss aversion" which suggests people who are losing money take more risk and people making more money are risk averse or simply take less risk which is, "generally not conducive to building wealth. It's rational to cut your losses and ride your gains. Instead, in practice what people do when they're losing is to double their bets in the hopes of getting back to even"... "And when you're making money you cash out right away and preserve your gains. That is irrational behavior in financial markets." So don't rely on what your mind suggests is prudent behavior when financial decisions are involved.

My favorite teachings in regard to investment are as follows:

By low, sell high and cut your losses and ride your gains.

In a changing real estate market some homeowners may become risk averse and wish to conserve or realize their homes equity by selling and renting or cashing out using a large cash out second to abate the risk of losing their home’s equity which a contracting market COULD cause, but this activity per this article is counter intuitive to financially minded successful investors. The homeowner instead should enjoy riding those gains by diversifying their equity in investment real estate and enjoy the fact they are building a long term equitable property and potential retirement cash flow, ride your gain don’t hunker down and wait for bad news.

For those entering the housing market on the high side remember CA is still experiencing incredibly low housing availability verses demand (population growth etc…) and although interests have been raising steadily over time creative mortgage solutions and longer term loans have allowed buyers to continue to realize their goal of home ownership and enjoy tax benefits and piece of mind real estate investment brings. Always remember rational financial decisions are better than “behavioral bias” known as “loss aversion” what works in survival mode in the wild will get you killed in financial markets fiscally speaking of course.

Compound Interest the POWER of TIME!

I encourage everyone to take a moment and read this article. For the new investor, graduate, parent or professional looking to win big time in the long run, read this article and understand the power of compund interest and how it work's for you in your sleep.

Starting Young - The Miracle of Compound Interest

By Michael Masterson

If you take a penny and double it every day for a month, how much would you end up with? A hundred dollars? A thousand dollars? How about a million dollars?

Not even close.

If you start with just a single penny and double it every day for 31 days, you end up with ... $21,474,836.48. More than 21 million dollars in a single month!

This is an example of the power of compound interest.

The original penny turned into two, but then those two turned into four, and the four turned into eight, and so on. The growth of your money sped up because not only was your original penny collecting interest - but all the pennies you received as interest also began to earn interest. And so the growth built up ... or compounded.

That's how you get the term "compound interest."

And that's how, by saving and investing over a long period of time, you can get rich.

I wrote Automatic Wealth for people who want to get wealthy in a relatively short period of time - seven to 15 years. But not everyone needs such an accelerated program. If you're young and just starting out on your wealth-building career, you can take the leisurely approach by putting "the miracle" of compound interest to work for you. That's the idea behind my latest book, Automatic Wealth for Graduates.

As I explain in Automatic Wealth for Graduates, there are three components to compound interest:

1. How much you invest.

2. What return you get on your investment.

3. How many years you stay invested.

For the miracle of compound interest to work its wonders, you need 30 or 40 years of savings. So, today, let's assume that you are in your twenties (or that you know someone who is that you can pass this information along to). And let's take a look at this "automatic" road to financial independence.

Start Saving Right Now

To take full advantage of the miracle of compound interest, you must begin to save and invest immediately - as soon as you start earning an income. I recommend that you set an aggressive goal for yourself: to save 15 percent of your pre-tax income.

Saving 15 percent of your income when you are just starting out might seem like a challenge. And it is. But if you are willing to make some reasonable sacrifices (such as sharing an apartment, driving a used car, and shopping for bargains), you'll be able to do it.

What you earn on your savings depends on what type of investing you do. If you invest in the stock market - which is the way most people invest - you can expect to make between 10 percent and 13 percent on your money. (Stock market historians will tell you that if you go back to the beginning of the 20th century, the average ROI - return on investment - of the market has been about 10 percent. But there was also a long stretch - from 1950 to 2000 - when it returned 13.2 percent.)

Now let's say that, with your first job, you start earning the average salary made by all college grads when they get out of school. According to the National Association of Colleges and Employers, that's $30,337 a year. And let's say that you are good at your job, so you get a consistent annual raise of 4 percent. So you'd be making $43,179 a year 10 years from now, and $140,046 in 40 years. This means that you will not only be making more money, you will also be saving more money.

If you consistently - that means every year - deposit 15 percent of your income into investments, compound interest will begin to accumulate like you wouldn't believe.

Just by investing 15 percent of your income and having a very ordinary income-earning life, you'd be worth about $5.5 million at 65 when you are ready to retire. If you decided to work an extra 10 years, till you were 75, you'd be worth $15 million!

Now let's take a look at the same situation with only one difference: Let's assume you are able to get that ROI of 13 percent. That would bring your net worth up to $15 million by the time you are 65. And if you keep saving till you are 75, you'd be worth 50 million bucks!

I know these numbers seem incredible, but we are just warming up.

Now let's assume that you become a savvy investor and earn 18 percent on your savings. In that case, you'd be worth a million at 41, $6 million at 51, $15 million at 56, $35 million at 61, and $200 million by the time you are 71!

Mindboggling ... but True

I'm presuming you are blown away, as I am every time I look at numbers like these. The skeptic in me jumps out and challenges the assumptions as they apply to the three components of compound interest:

1. How much you invest.

Are the invested amounts realistic? In my opinion, they are conservative. Anyone with discipline can learn to save 15 percent of his income.

2. How long you invest.

That is not a debatable point. It's simply a matter of mathematics. Compound interest becomes miraculous after about 30 years of investing. That's why it is so important - and why you have such a great advantage - when you start young.

3. What ROI you get.

You may not be able to earn 18 percent on your stocks throughout your career. But if you learn how to invest in local real estate - which is something you can do even now in a highly overvalued real estate market - you can expect to earn about 30 percent on that. And if you start your own successful business one day, you may well see investment returns of 50 percent or more over time.

Putting aside, for the moment, the 50 percent-plus returns you could hope to get by starting your own business, let's see what would happen if you (1) invested a portion of your savings in stocks, and got only a 10 percent return, and (2) invested a portion in real estate, where you averaged, with leverage, the expected 30 percent ROI. (Again, we will assume you start with an ordinary income that increases at an ordinary rate and that you save 15 percent of it.)

If we add the interest of both investments together, you will reach $2 million dollars before your 41st birthday. If you still choose to continue to work and retire at 65, your investments will have bloomed to approximately $1.1 billion. And at age 76, you will have over $21 billion in accumulated interest.

Right about now, you may be wondering, "If it's so easy to amass such a fortune, then why isn't everyone rich?"

The answer is: Almost no one does what I suggest. No one puts away a consistent amount of their income. Nor do they start young. Nor do they stay invested in a consistently conservative portfolio of stocks and real estate. But the people who do it DO become this wealthy.

The Snowball (or "Doughball") Effect

As your income increases, if you maintain your lifestyle (increasing your spending but not by too much), you'll get wealthier faster because you will save more. By taking steps to drastically improve your income and consistently invest 15 percent or more, you will retire a multimillionaire.

Compound interest begins to work right away. The second year, you're already making more interest than the first year ... even though you're always receiving the same interest rate. The third year, you're making more than the second year. And so on. As a result of the compounding, your investment grows geometrically over time - like a snowball rolling down a hill, becoming bigger and bigger.

The longer you stay the course, the greater the wealth build-up becomes. And the sooner you start, the better.

Time Is on Your Side

With a beginning salary of $30,337, you'll see about $22,500 in after-tax income. Before you do anything else, put 15 percent of your gross income ($4,500) into conservative stock investments. That leaves you with about $18K to live on - about $1,500 a month. Not a lot. But if you are careful about curbing your spending, you won't have any trouble.

You can pay $750 for rent. You may have to split an apartment, but living with other people can be a great experience. You may end up living with a friend who is in much the same position that you are. Maybe you work at similar jobs. Maybe your friend even makes a few thousand dollars more than you do. He might wear fancier clothes. He might spend more on entertainment. He might have a new car. But you'll be the one who is able to retire comfortably at a relatively young age. And he may be forced to continue working long into his old age.

How can two people who make the same income end up in such different positions? The difference is, your friend isn't saving anything. The difference is, you'll be able to retire $13 million richer than your friend ... because, when you were young, you began to consistently, religiously invest 15 percent or more of your income.

(Ed. Note: The above article was adapted from Automatic Wealth for Graduates, Michael Masterson's newest book.

KK

Credit Facelift

Have you ever wondered how to go about fixing issues on your credit report? You can spend hours online searching a lengthy how-to, FAQ or credit reporting agencies (there are three in US) website. Or you can simply visit Lexington Law via the link below. They offer a wealth of information and truth regarding credit reporting issues, law and repair help. I have yet to find a better, more professional or credible agency to handle credit improvement issues for my clients.

Lexington Law: http://www.lexingtonlaw.com/Home.php?tid=662.0.5497

If you don't give Lexington Law a call. You should know you are entitled to one free report every year simply by writing to each reporting bureau. Follow their guidelines for submitting your request, it may take some time to get but FREE is good. Here are the addresses you will need:

· Equifax
www.equifax.com
Information Service Center
P.O. Box 740241
Atlanta, GA 30374-0241
800/685-1111
· Experian
www.experian.com
National Consumer Assistance Center
P.O. Box 949
Allen, TX 75013-0949
888/397-3742
· TransUnion
www.transunion.com
Consumer Relations
P.O. Box 1000
Chester, PA 19022
800/916-8800

If you have further questions regarding how to read your report I have a FREE helpful .pdf file regarding credit scores, what they mean and how they work. Simply write me via email: kknapp@homeloancoaches.com with SUBJECT: “Credit scores, what they mean and how they work report.”

I also offer FREE phone consultations and strategies for improving your file for home purchase. Give me a call and have a copy of your Tri-merge report handy to share with me, or if you don’t have a Tri-merge report we can pull one for you in seconds free of charge ($20 value).

Credit is serious business be sure you spend time understanding how it impacts your buying power and what it costs you (in real dollars) to leave it in disrepair.

It’s a Good Life, Make It a Great Day!

KK


Kenneth Knapp
Visit us at: http://www.homeloancoaches.com
Signature Capital - Corona
949-294-0403 cell
951-520-0058 ext. 225 direct
951-520-9725 FAX
***LOANS NATIONWIDE - ALL 50 STATES!!!***

Oh, By the way, if you know someone who would appreciate my services, please call me with their name and number and I will be happy to help them.